Yini incwadi yesikweletu? Leli gama livame ukusetshenziswa ngabantu abasebenza emkhakheni wezezimali. Kodwa-ke, kwesinye isikhathi kungazwakala kubangani, komakhelwane noma kutholakala kwi-Intanethi.
Kulesi sihloko sizokutshela ukuthi isho ukuthini incwadi yesikweletu nokuthi ingaba yini.
Kusho ukuthini incwadi yesikweletu
Incwadi yesikweletu - isibopho semali esinemibandela esamukelwe yibhange egameni lomfakisicelo (okhokha ngaphansi kwencwadi yesikweletu). Ngamazwi alula, incwadi yesikweletu ingenye yezindlela zokukhokha okungezona ukheshi ezisetshenziswayo lapho uthenga / uthengisa impahla noma ingcebo.
Imali enikezwe okwenziwayo ethize igcinwa ebhange kwi-akhawunti eseceleni evulwe ngumthengi futhi idluliselwe kumthengisi kuphela lapho izinhlaka zifeza izigaba ezinqunywe esivumelwaneni.
Ngakho-ke, ibhange lisebenza njengomqinisekisi ongumxhumanisi enkambisweni yokuhlala phakathi kwezinhlangothi zesivumelwano. Uqinisekisa ukuthi amaqembu ahambisana nemibandela yesivumelwano nokukhokhwa kwemali. Incwadi yesikweletu ingenye yezindlela zokukhokha, kanye nokudluliswa kwemali phakathi kwabantu.
Kunezinhlobo eziningana zezinhlamvu zesikweletu ezifanele ukuthengiselana okuthile. Ngakho-ke, ngaphambi kokuphothula isivumelwano, kufanele ukhethe uhlobo oluhle kakhulu nolusebenzayo lwencwadi yesikweletu.
Ukuze wenze lokhu, udinga ukubuza uchwepheshe ukuthi luhlobo luni oluthile lwencwadi yesikweletu, noma ufunde lolu daba ngokuzimela.
Izinzuzo nobubi bencwadi yesikweletu
Izinzuzo zale ndlela yokukhokha ngaphandle kwemali zihlanganisa:
- ukuphepha kokuthengiselana;
- ukulawula ukuhambisana nazo zonke izigaba zesivumelwano, lapho ibhange lisebenza njengesiqinisekiso;
- imali idluliselwa kumthengisi kuphela ngemuva kokuthi zonke izigaba zesivumelwano seziphothuliwe;
- uma kungafezeki noma yimuphi umbandela entengweni, imali ibuyiselwa kumthengi;
- amakhomishini asebhange aphansi kakhulu uma eqhathaniswa nemalimboleko yemali.
Ububi bencwadi yesikweletu kufaka phakathi isidingo sokukhokhela insizakalo enikezwa yibhange, umgomo wokuthengiselana okunzima kumakhasimende ukukuqonda, kanye nokuhamba kwedokodo okunzima.
